116 S 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 116 S 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,674 sqft · built 1991
Lot Size	0.78 acres (3,386 sqft)
Owner	2 Individual Names on File
Last Sale	$739,000 (Dec 2022)
Tax Bill	$9,050 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`511-520-34-00`

Property Details

APN / Parcel Number

Primary APN	`511-520-34-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	3,386 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	116 S 3RD ST
City	EL CAJON
State	CA
Zip	92019-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 7 TR 012672
Legal Subdivision	GRANITE HILLS
Legal Tract	012672
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15601

Owner

116 S 3rd St is owned and occupied by two individuals who bought it in December 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 S 3RD ST, EL CAJON, CA 92019-2081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage L ALLEY LOANS INC
May 21, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Oct 5, 2011 · Amount on File
Deed Document Number	2022462675
Prior Transfer Date	May 14, 2019
Prior Transfer Doc	0000191779
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2022
Property Address	116 S 3RD ST, EL CAJON, CA 92019-2081
Document Number	0000462675
Map Reference	MAP 12672
Instrument Date	Nov 15, 2022
Instrument	2022-0462675
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	116 S 3RD ST, EL CAJON, CA 92019-2081

Mortgage

Document Number	0000462676
Date	Dec 8, 2022
Instrument	2022-0462676

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	116 S 3RD ST, EL CAJON, CA 92019-2081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243570
Date	Jun 21, 2019
Instrument	2019-0243570

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	116 S 3RD ST, EL CAJON, CA 92019-2081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424331
Date	Sep 25, 2019
Instrument	2019-0424331

Lender

Name	L ALLEY LOANS INC
Type	Lending Institution
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2019
Property Address	116 S 3RD ST, EL CAJON, CA 92019-2081
Document Number	0000191779
Instrument Date	May 14, 2019
Instrument	191779
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	116 S 3RD ST EI CAJON CA, EI CAJON, CA

Tax Assessment & Valuation

The 2025 property tax bill for 116 S 3rd St was $9,050.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,229 (+2%) Land $313,778 Building $470,451
2025	$9,050.00	$768,853 Land $307,626 Building $461,227
2023	$8,872.00 (+77.09%)	$739,000 Land $295,682 Building $443,318
2022	$5,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 116 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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