120 Ruby Dr, Egg Harbor Township, NJ 08234 Property Records

Atlantic County and Egg Harbor Township property record for 120 Ruby Dr, Egg Harbor Township, NJ 08234

Property Summary

Property Type	Single Family Home
Details	3,938 sqft · built 2003
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$348,428 (Sep 2003)
Tax Bill	$11,793 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05813-0000-00025-24`

Property Details

APN / Parcel Number

Primary APN	`08-05813-0000-00025-24`
Alternative APN	`08058130002524`

Interior

Stories	1 Story
Building Area	3,938 sqft Living Area
1st Floor Area	3,938 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	120 RUBY DR
City	EGG HARBOR TOWNSHIP
State	NJ
Zip	08234-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Subdivision	HIDDEN FOREST
Legal Block	5813
Legal Lot Number	25.24
Jurisdiction	ATLANTIC NJ
Township / Civil Division	EGG HARBOR
Census Block Group	1
Census Block	1044
Census Tract	11806

Owner

120 Ruby Dr is owned and occupied by two individuals who bought it in September 2003.

Source: Atlantic County and Egg Harbor Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2003 · Amount on File
Deed Sale	Sep 18, 2003 · Amount on File
Prior Sale	Sep 18, 2003 · Amount on File
Deed Book / Page	7564 / 6437
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	120 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5928
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021038941
Date	Jun 29, 2021
Instrument	2021038941

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 120 Ruby Dr was $11,793 with a veteran's exemption, up 1.4% from the year before.

Source: Atlantic County and Egg Harbor Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Egg Harbor Township
Unified School District	Egg Harbor Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,100 (-) Land $64,000 Building $290,100	$354,100 (-) Land $64,000 Building $290,100
2025	$11,793.00 (+1.44%) Veteran's exemption	$354,100 Land $64,000 Building $290,100	$354,100 Land $64,000 Building $290,100
2024	$11,626.00
2023		$354,100 Land $64,000 Building $290,100	$354,100 Land $64,000 Building $290,100
2022	$11,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Ruby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Ruby Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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