117 Ruby Dr, Egg Harbor Township, NJ 08234 Property Records

Atlantic County and Egg Harbor Township property record for 117 Ruby Dr, Egg Harbor Township, NJ 08234

Property Summary

Property Type	Single Family Home
Details	2,888 sqft · built 2003
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,900 (Feb 2004)
Tax Bill	$9,428 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-05815-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`08-05815-0000-00008`

Interior

Stories	2 Stories
Building Area	2,888 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	117 RUBY DR
City	EGG HARBOR TOWNSHIP
State	NJ
Zip	08234-5939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Subdivision	HIDDEN FOREST
Legal Block	5815
Legal Lot Number	8
Jurisdiction	ATLANTIC NJ
Township / Civil Division	EGG HARBOR
Census Block Group	1
Census Block	1045
Census Tract	11806

Owner

Source: Atlantic County and Egg Harbor Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2004 · Amount on Record
Deed Sale	Feb 18, 2004 · Amount on Record
Prior Sale	Jul 10, 2003 · Amount on Record
Deed Document Number	20044014544
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	117 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059230
Date	Oct 25, 2017
Instrument	2017059230

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	117 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939

Mortgage

Document Number	0000001576
Date	Jan 13, 2022
Instrument	2022001576

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Atlantic County and Egg Harbor Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Egg Harbor Township
Unified School District	Egg Harbor Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,200 (-) Land $64,000 Building $213,200	$277,200 (-) Land $64,000 Building $213,200
2025	$9,428.00 (+1.41%)	$277,200 (-) Land $64,000 Building $213,200	$277,200 (-) Land $64,000 Building $213,200
2024	$9,297.00 (+0.57%)
2023		$277,200 Land $64,000 Building $213,200	$277,200 Land $64,000 Building $213,200
2022	$9,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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