Effingham County property record for 120 Rose Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,421 sqft · built 1992 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Jun 2022) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | May 2026 Second Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S1170-033-000 |
| Primary APN | S1170-033-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,421 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Patio |
| Porch Area | 108 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27037 |
|---|---|
| Street Address | 120 ROSE DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | .22 AC LOT 33 |
| Legal Subdivision | SPRING BRANCH |
| Legal Phase | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30209 |
Source: Effingham County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUITY |
| Jun 14, 2022 | Deed of Trust, Mortgage · VA Mortgage HOMESPIRE MORTGAGE |
| Jun 2, 2022 | Warranty Deed, Transfer |
| May 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 20221667 |
| Deed Book / Page | 2789 / 886 |
| Prior Transfer Date | Jun 5, 2006 |
| Prior Transfer Doc | 001463/224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 13, 2026 |
| Property Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 0000000041 |
| Book / Page | 3043 / 520 |
| Instrument Date | May 7, 2026 |
| Instrument | 202641 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 0000000041, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 3043/520 |
| Instrument | 202641 |
| Name | EQUITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 0000002789/0000000888 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 0000002789/0000000888 |
| Instrument | 005966 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 2, 2022 |
| Property Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 002789/886 |
| Book / Page | 2789 / 886 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022-001667 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 31, 2018 |
| Property Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 002469/963 |
| Book / Page | 2469 / 963 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-001342 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 002469/965 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 2469/965 |
| Instrument | 004779 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 (-5.22%) Homeowner's exemption | $111,472 (+4.31%) Land $22,800 Building $88,672 | $278,679 (+4.31%) Land $57,000 Building $221,679 |
| 2024 | $3,564.00 (+69.8%) Homeowner's exemption | $106,863 (+63.44%) Land $22,800 Building $84,063 | $267,158 (+63.44%) Land $57,000 Building $210,158 |
| 2022 | $2,099.00 Homeowner's exemption | $65,385 Land $15,200 Building $50,185 | $163,462 Land $38,000 Building $125,462 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 3,100 people · EPA ID GA1030002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures