Effingham County property record for 116 Rose Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,079 sqft · built 1988 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,423 (Oct 2008) |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S1170-035-000 |
| Primary APN | S1170-035-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,079 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 244 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|
| Account Number | 27039 |
|---|---|
| Street Address | 116 ROSE DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LT 35 |
| Legal Subdivision | SPRING BRANCH |
| Legal Lot Number | 35 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30209 |
Source: Effingham County assessment roll, APN S1170-035-000, as of December 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage RFME HOME LENDING |
| Apr 21, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage RFME HOME LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2008 · Amount on Record |
| Deed Sale | Oct 21, 2008 · Amount on Record |
| Deed Document Number | 20082677 |
| Deed Book / Page | 1812 / 178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 21, 2026 |
| Property Address | 116 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 0000003038/0000000614 |
| Book / Page | 3038 / 614 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 254 MAGNOLIA ST, RICHMOND HILL, GA 31324-4005 |
| Document Number | 3038000614, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 3038/614 |
| Name | RFME HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 21, 2026 |
| Property Address | 116 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 0000003038/0000000629 |
| Book / Page | 3038 / 629 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 ROSE DR, SPRINGFIELD, GA 31329-4931 |
| Document Number | 3038000629, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 3038/629 |
| Name | RFME HOME LENDING |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Effingham County assessment roll as of December 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 (+9.4%) Homeowner's exemption | $69,512 (+3.47%) Land $22,800 Building $46,712 | $173,781 (+3.47%) Land $57,000 Building $116,781 |
| 2024 | $1,734.00 (+11.87%) Homeowner's exemption | $67,182 (+50.36%) Land $22,800 Building $44,382 | $167,955 (+50.36%) Land $57,000 Building $110,955 |
| 2022 | $1,550.00 Homeowner's exemption | $44,681 Land $15,200 Building $29,481 | $111,703 Land $38,000 Building $73,703 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), as of October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 108 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA1030002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD serves 3,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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