Lake County property record for 120 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 1920 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Nov 2000) |
| Tax Bill | $5,221 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-009-B-00-024-0 |
| Primary APN | 02-A-009-B-00-024-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 684 sqft |
| Basement Area | 354 sqft |
| Unfinished Basement | 354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Depth | 170 ft Depth |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 357 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | D 78 |
|---|---|
| Street Address | 120 RIVER ST |
| City | MADISON |
| State | OH |
| Zip | 44057-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 49 TRACT 1 |
| Legal Subdivision | HARVEYS SURV |
| Legal Tract | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 206100 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 RIVER ST, MADISON, OH 44057-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2000 · Amount on Record |
| Deed Sale | Nov 30, 2000 · Amount on Record |
| Prior Sale | Nov 30, 2000 · Amount on Record |
| Deed Document Number | 0000043454 |
| Deed Book / Page | 02 |
| Last Transfer Date | Sep 24, 2008 |
| Transfer Doc | 0000026657 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 120 RIVER ST, MADISON, OH 44057-3233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021164 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022R021164 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,221.00 (+79.35%) Homeowner's exemption | $50,720 (-) Land $8,160 Building $42,560 | |
| 2022 | $2,911.00 Homeowner's exemption | $50,720 Land $8,160 Building $42,560 | |
| 2021 | $144,920 Land $23,310 Building $121,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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