Lake County property record for 119 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 800 sqft · built 1924 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (May 2026) |
| Tax Bill | $4,019 (2023) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-009-A-00-005-0 |
| Primary APN | 02-A-009-A-00-005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 800 sqft Living Area |
| Gross Area | 928 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 166 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 119 RIVER ST |
|---|---|
| City | MADISON |
| State | OH |
| Zip | 44057-3238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 52 TRACT 1 |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 206100 |
119 River St is owned by an individual who bought it in May 2026.
Source: Lake County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 66805, SAINT LOUIS, MO 63166-6805 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage RURAL HOUSING SERVICE |
| May 30, 2019 | Deed of Trust, Mortgage LCE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Sep 12, 1980 |
| Deed Document Number | 202610238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 14, 2026 |
| Property Address | 119 RIVER ST, MADISON, OH 44057-3238 |
| Document Number | 0000010238 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026.10238 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000010239, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026.10239 |
| Name | RURAL HOUSING SERVICE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | May 13, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 119 RIVER ST, MADISON, OH 44057-3238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012064 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019R012064 |
| Name | LCE FCU |
|---|---|
| Type | Credit Union |
| Address | PAINESVILLE, OH 44077 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 30, 2029 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,270 Land $6,530 Building $51,740 | $166,500 Land $18,660 Building $147,840 | |
| 2023 | $4,019.00 (+75.12%) Homeowner's exemption | $39,040 (-) Land $5,440 Building $33,600 | |
| 2022 | $2,295.00 | $39,040 Land $5,440 Building $33,600 | |
| 2021 | $111,540 Land $15,550 Building $95,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 119 River St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures