120 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 120 River Oaks Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,504 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
APN	`7-055 00B 001-A`

Property Details

APN / Parcel Number

Primary APN	`7-055 00B 001-A`

Interior

Building Area	2,504 sqft Living Area

Exterior

Year Built	Built 1974
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	120 RIVER OAKS DR
City	LULING
State	LA
Zip	70070-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-A, BLK. B, RIVER OAKS SUBD. (BEING A RESUBD. OF LOT 1, BLK. B & A PORTION OF AN ADJOINING UNNUMBERED LOT OF ELLINGTON P
Legal Range	21E
Legal Township	13S
Legal Subdivision	RIVER OAKS SUBD (WESTBANK)
Legal Block	B
Legal Lot Number	1-A
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	2
Census Block	2019
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	120 RIVER OAKS DR, LULING, LA 70070-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2007
Deed Sale	Jan 9, 2007
Deed Document Number	0000684452
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	120 RIVER OAKS DR, LULING, LA 70070-2138
Document Number	0018330807
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 RIVER OAKS DR LULING LA 700702138, LULING, LA 70070-2138

Mortgage

Document Number	0018330807
Date	Nov 12, 2019
Book Page	001833/000807
Instrument	444901

Lender

Name	FIRST NAT'L BK/USA
Type	Bank
Address	BOUTTE, LA 70039

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00 (-1.54%) Homeowner's exemption	$17,609 (-) Land $1,855 Building $15,754	$176,090 (-) Land $18,550 Building $157,540
2024	$1,037.00 (-8.07%) Homeowner's exemption	$17,609 (-) Land $1,855 Building $15,754	$176,090 (-) Land $18,550 Building $157,540
2023	$1,128.00 (-4.57%) Homeowner's exemption	$17,609 (-) Land $1,855 Building $15,754	$176,090 (-) Land $18,550 Building $157,540
2022	$1,182.00 Homeowner's exemption	$17,609 Land $1,855 Building $15,754	$176,090 Land $18,550 Building $157,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 434 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	216 (1978–2026)
Claims Outside the SFHA	166 of 216
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 19 claims Hurricane Katrina, Aug 2005 · 40 claims Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20