Saline County property record for 120 Ridge Dr, Benton, AR 72015
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,352 sqft · built 1959 |
| Lot Size | 0.266 acres (11,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (Nov 2020) |
| Tax Bill | $1,327 (2024) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-25086-000 |
| Primary APN | 800-25086-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Utility Area | 96 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,610 sqft (0.266 acres) |
| Lot Dimensions | 129 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 312 sqft |
| Driveway | Driveway |
| Driveway Area | 522 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Patio Area | 32 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 57955 |
|---|---|
| Street Address | 120 RIDGE DR |
| City | BENTON |
| State | AR |
| Zip | 72015-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2024-012576 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | FOREST HILLS |
| Legal Lot Number | 9 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10101 |
120 Ridge Dr is owned and occupied by an individual who acquired it in July 2024.
Source: Saline County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 RIDGE DR, BENTON, AR 72015-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Apr 1, 2020 | Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 0000026869 |
| Last Transfer Date | Jul 19, 2024 |
| Transfer Doc | 0000012576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Nov 23, 2020 |
| Property Address | 120 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000026869 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020-026869 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | AMERICAN ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000026870 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-026870 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Number | 0000026871 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-026871 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Jan 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Apr 1, 2020 |
| Property Address | 120 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000006488 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 2020-006488 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | AMERICAN ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 542, BAUXITE, AR 72011-0542 |
| Document Number | 0000006489 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020-006489 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Mar 30, 2021 |
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,645 Land $3,360 Building $21,285 | ||
| 2024 | $1,327.00 (+8.33%) | ||
| 2023 | $1,225.00 | $24,645 Land $3,360 Building $21,285 | $123,225 Land $16,800 Building $106,425 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Oct 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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