Saline County property record for 104 Ridge Dr, Benton, AR 72015
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,920 sqft · built 1954 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Dec 2023) |
| Tax Bill | $1,642 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-25084-000 |
| Primary APN | 800-25084-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 1,056 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 57953 |
|---|---|
| Street Address | 104 RIDGE DR |
| City | BENTON |
| State | AR |
| Zip | 72015-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2023-021757 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | FOREST HILLS |
| Legal Lot Number | 91 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10101 |
104 Ridge Dr is owned and occupied by an individual who bought it in December 2023.
Source: Saline County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 104 RIDGE DR, BENTON, AR 72015-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Sep 13, 2023 | Intrafamily Transfer, Transfer OS NATIONAL LLC, OS NATIONAL |
| Apr 14, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 1, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Prior Sale | Sep 13, 2023 |
| Deed Document Number | 2023-021757 |
| Deed Book / Page | 2023 / 021757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Dec 12, 2023 |
| Property Address | 104 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000021757 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023-021757 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | PULASKI COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 992 MORRISON DR, CHARLESTON, SC 29403-4209 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000021758 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-021758 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Sep 13, 2023 |
| Property Address | 104 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000016193 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023-016193 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | OS NATIONAL LLC, OS NATIONAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Apr 14, 2021 |
| Property Address | 104 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000009396 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-009396 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3813 CONGO RD, BENTON, AR 72019-1735 |
| Name | Verified Name |
|---|---|
| Address | 1505 KING STREET EXT STE 100, 100, CHARLESTON, SC 29405-9442 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 104 RIDGE DR, BENTON, AR 72015-3034 |
| Document Number | 0000002179 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGE DR BENTON AR 720153034, BENTON, AR 72015-3034 |
| Document Number | 0000002179 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2179 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,647 Land $3,360 Building $26,287 | ||
| 2024 | $1,642.00 | ||
| 2023 | $1,642.00 | $29,647 Land $3,360 Building $26,287 | $148,235 Land $16,800 Building $131,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Oct 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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