120 Reserve Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 120 Reserve Rd, Buffalo, NY 14224 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1958
Square Footage	1,437 sqft Living Area
Lot Size	25,265 sqft (0.58 acres)
Occupancy	Owner Occupied
Last Sale	$193,000 (2021)
Tax Bill	$2,553.00 (2025)

Owner

Source: Erie County and West Seneca Town records · APN 28-190-100

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 RESERVE RD, BUFFALO, NY 14224-4016
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2021 · Amount on Record
Deed Sale	Nov 09, 2021 · Amount on Record
Prior Sale	Mar 25, 1997 · Amount on Record
Deed Doc Number	2021224293
Deed Book / Page	11390 / 7172
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 09, 2021
Property Address	120 RESERVE RD, BUFFALO, NY 14224-4016
Document Number	0113907172
Book / Page	11390 / 7172
Instrument Date	Nov 01, 2021
Instrument	2021224293
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3630 EDGEWOOD DR, 3630, GOWANDA, NY 14070-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 FERNALD AVE, BUFFALO, NY 14218-2126

Mortgage

Document Number	0140247761
Date	Nov 09, 2021
Instrument	14024/7761

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Erie County and West Seneca Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00 (-46.96%)	$49,700 (-) Land $12,700 Building $37,000	$207,100 (+4.18%) Land $52,921 Building $154,179
2024	$4,813.00 (+19.16%)	$49,700 (-) Land $12,700 Building $37,000	$198,800 (+4%) Land $50,800 Building $148,000
2023		$49,700 Land $12,700 Building $37,000	$191,154 Land $48,846 Building $142,308
2019	$4,039.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28-190-100`
Alternative APNs	`68001432000003035000` `146800 143.20-3-35`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,437 sqft Living Area
1st Floor	852 sqft 1st Floor
Upper Floors	585 sqft Upper Floors
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1958
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	25,265 sqft (0.58 acres)
Depth X Width	251 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	600 sqft Garage
Shed	1 Shed
Porch Area	132 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	28-190-100
Street Address	120 RESERVE RD
City	BUFFALO
State	NY
Zip	14224-4016
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF FL-370 EBENEZER LAND'S 100 X 251.00
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	ERIE NY
Minor Civil Division	WEST SENECA
Census Blockgroup	3
Census Block	3005
Census Tract	12002