Beaufort County property record for 120 Raines Way, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 3,120 sqft · built 2021 |
| Owner | Individual Name on File |
| Last Sale | $527,815 (Oct 2021) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242011121 |
| Primary APN | 242011121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,120 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Heat Pump |
|---|
| Account Number | 242011121 |
|---|---|
| Street Address | 120 RAINES WAY |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-6303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 MALIND BLUFF PH1 PB153 PG141-145 PB156 PG180 |
| Legal Subdivision | MALIND BLUFF S/D |
| Legal Lot Number | 16 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 2202 |
120 Raines Way is owned and occupied by an individual who bought it in October 2021.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 120 RAINES WAY, BLUFFTON, SC 29909-6303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Deed Document Number | 2021070175 |
| Deed Book / Page | 4068 / 1029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 5, 2021 |
| Property Address | 120 RAINES WAY, BLUFFTON, SC 29909-6303 |
| Document Number | 0000070175 |
| Book / Page | 4068 / 1029 |
| Map Reference | MB 156 PG 180-184 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021070175 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,372.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 RAINES WAY, BLUFFTON, SC 29909-6303 |
| Document Number | 0000070176 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021070176 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 120 Raines Way was $2,618, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,618.00 (-0.08%) | $22,690 (-0.01%) | |
| 2024 | $2,620.00 | $22,692 (-) Land $3,400 Building $19,292 | $567,300 (-) Land $85,000 Building $482,300 |
| 2023 | $2,620.00 (-6.5%) | $22,692 (+7.65%) Land $3,400 Building $19,292 | $567,300 (+7.65%) Land $85,000 Building $482,300 |
| 2022 | $2,802.00 Homeowner's exemption | $21,080 Land $1,400 Building $19,680 | $527,000 Land $35,000 Building $492,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Raines Way in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Raines Way is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Palmetto Telephone Communications.
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