Beaufort County property record for 99 Raines Way, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,286 sqft · built 2021 |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Jul 2025) |
| Tax Bill | $2,093 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242011162 |
| Primary APN | 242011162 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,286 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Heat Pump |
|---|
| Account Number | 242011162 |
|---|---|
| Street Address | 99 RAINES WAY |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-6302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 MALIND BLUFF PH1 PB153 PG141-145 PB156 PG180 |
| Legal Subdivision | MALIND BLUFF S/D |
| Legal Lot Number | 57 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 2202 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 99 RAINES WAY, OKATIE, SC 29909-6302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Dec 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 2, 2021 | Deed, Transfer · FHA Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 2025033702 |
| Deed Book / Page | 4451 / 621 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 25, 2025 |
| Property Address | 99 RAINES WAY, BLUFFTON, SC 29909-6302 |
| Document Number | 0000033702 |
| Book / Page | 4451 / 621 |
| Map Reference | MB 156 PGS 180-184 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025033702 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,222.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 99 RAINES WAY, OKATIE, SC 29909-6302 |
| Document Number | 0000033703 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 2025033703 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 99 RAINES WAY, BLUFFTON, SC 29909-6302 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 99 RAINES WAY, BLUFFTON, SC 29909-6302 |
| Document Number | 0000056128 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 4294/3247 |
| Instrument | 2023056128 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 2, 2021 |
| Property Address | 99 RAINES WAY, BLUFFTON, SC 29909-6302 |
| Document Number | 0000083309 |
| Book / Page | 4089 / 3392 |
| Map Reference | MB 156 PG 180-184 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021083309 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $926.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 99 RAINES WAY, BLUFFTON, SC 29909-6302 |
| Document Number | 0000083310 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021083310 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,093.00 (-0.1%) | $16,380 (-8.74%) | |
| 2024 | $2,095.00 | $17,948 (-) Land $3,400 Building $14,548 | $448,700 (-) Land $85,000 Building $363,700 |
| 2023 | $2,095.00 (+8.83%) | $17,948 (+26.04%) Land $3,400 Building $14,548 | $448,700 (+26.04%) Land $85,000 Building $363,700 |
| 2022 | $1,925.00 Homeowner's exemption | $14,240 Land $1,400 Building $12,840 | $356,000 Land $35,000 Building $321,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Palmetto Telephone Communications.
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