Adams County property record for 120 Racer St, Bennett, CO 80102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,773 sqft · built 2022 |
| Lot Size | 0.159 acres (6,917 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $519,900 (Dec 2025) |
| Tax Bill | $4,859 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1815-28-3-04-098 |
| Primary APN | 1815-28-3-04-098 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 4,212 sqft |
| Basement Area | 1,773 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,917 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0197485 |
|---|---|
| Street Address | 120 RACER ST |
| City | BENNETT |
| State | CO |
| Zip | 80102-8740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENRITH PARK AMEND NO 2 FINAL PLAT BLK 2 LOT 11 |
| Legal Range | 63W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Quarter | 3 |
| Legal Subdivision | PENRITH PARK |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | EAST ADAMS |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 8401 |
Source: Adams County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 16, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 15, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2022 · Amount on Record |
| Deed Document Number | 202573759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | May 18, 2026 |
| Property Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Document Number | 0000028220 |
| Instrument Date | May 13, 2026 |
| Instrument | 202628220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Document Number | 0000028220, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202628220 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 16, 2025 |
| Property Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Document Number | 0000073759 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025000073759 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Name | Verified Name |
|---|---|
| Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Document Number | 0000073760 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025000073760 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 15, 2022 |
| Property Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Document Number | 0000097227 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022000097227 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 20, 2024 |
| Title Company | DHI TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9555 S KINGSTON CT # 3, 3, ENGLEWOOD, CO 80112-5943 |
| Name | Verified Name |
|---|---|
| Address | 120 RACER ST, BENNETT, CO 80102-8740 |
| Document Number | 0000097228 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022000097228 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Bennett Town |
| Unified School District | Bennett School District 29-J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,859.00 (-5.02%) | $32,910 (-6.11%) Land $6,800 Building $26,110 | $484,000 (-7.46%) Land $100,000 Building $384,000 |
| 2024 | $5,116.00 (-3.22%) | $35,050 (-0.93%) Land $5,700 Building $29,350 | $523,000 (-) Land $85,000 Building $438,000 |
| 2023 | $5,286.00 (-27.19%) | $35,380 (-26.51%) Land $5,750 Building $29,630 | $523,000 (+215.06%) Land $85,000 Building $438,000 |
| 2022 | $7,260.00 | $48,140 Land $48,140 | $166,000 Land $166,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BENNETT serves 4,400 people · EPA ID CO0101020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Eastern Slope Rural Telephone Association Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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