109 Racer St, Bennett, CO 80102 Property Records

Adams County property record for 109 Racer St, Bennett, CO 80102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,210 sqft · built 2022
Lot Size	0.162 acres (7,065 sqft)
Owner	Individual Name on File
Last Sale	$467,000 (Sep 2025)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0197516`

Property Details

APN / Parcel Number

Primary APN	`R0197516`
Alternative APN	`0181528310029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,065 sqft (0.162 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0197516
Street Address	109 RACER ST
City	BENNETT
State	CO
Zip	80102-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENRITH PARK AMEND NO 2 FINAL PLAT BLK 7 LOT 8
Legal Subdivision	PENRITH PARK
Legal Block	7
Legal Lot Number	8
Jurisdiction	ADAMS CO
Township / Civil Division	EAST ADAMS
Census Block Group	2
Census Block	2067
Census Tract	8401

Owner

109 Racer St is owned and occupied by an individual who bought it in September 2025.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 RACER ST, BENNETT, CO 80102-8740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Jul 19, 2022 · Amount on File
Deed Document Number	2025000051327
Record Updated	Jun 8, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 19, 2022
Property Address	109 RACER ST, BENNETT, CO 80102-8740
Document Number	0000061603
Instrument Date	Jul 15, 2022
Instrument	2022000061603
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2024
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9555 S KINGSTON CT, ENGLEWOOD, CO 80112-5943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 RACER ST, BENNETT, CO 80102-8740

Mortgage

Document Number	0000061604
Date	Jul 19, 2022
Instrument	2022000061604

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 109 Racer St was $3,894.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Bennett Town
Unified School District	Bennett School District 29-J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,894.00	$29,500 Land $6,250 Building $23,250	$472,000 Land $100,000 Building $372,000
2023	$5,194.00 (-28.46%)	$34,770 (-27.77%) Land $5,750 Building $29,020	$514,000 (+209.64%) Land $85,000 Building $429,000
2022	$7,260.00	$48,140 Land $48,140	$166,000 Land $166,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Racer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Racer St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 68% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BENNETT serves 4,400 people · EPA ID CO0101020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Eastern Slope Rural Telephone Association Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20