120 Pradera Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 120 Pradera Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,652 sqft · built 1988
Lot Size	0.295 acres (12,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,035,000 (Oct 2026)
Tax Bill	$7,719 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-0500-042-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0500-042-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
1st Floor Area	1,884 sqft
2nd Floor Area	768 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,865 sqft (0.295 acres)
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 PRADERA CT
City	FOLSOM
State	CA
Zip	95630-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	RANCHO DIABLO 01, LOT 42
Legal Subdivision	RANCHO DIABLO 01
Legal Lot Number	42
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1014
Census Tract	8402

Owner

Source: Sacramento County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 PRADERA CT, FOLSOM, CA 95630-4932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Conventional Mortgage HOME LENDING
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 16, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Book / Page	20261005 / 429
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	0000000775
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2026
Property Address	120 PRADERA CT, FOLSOM, CA 95630-4932
Document Number	2026000429
Book / Page	20261005 / 429
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,988.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 PRADERA CT, FOLSOM, CA 95630-4932

Mortgage

Document Number	2026000430,
Date	Oct 5, 2026
Book Page	20261005/430

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	120 PRADERA CT, FOLSOM, CA 95630-4932
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PRADERA CT, FOLSOM, CA 95630-4932

Mortgage

Document Number	0000001528
Date	Mar 19, 2021
Instrument	202103191528

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	120 PRADERA CT, FOLSOM, CA 95630-4932
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PRADERA CT, FOLSOM, CA 95630-4932

Mortgage

Document Number	2021092300795
Date	Sep 23, 2021
Instrument	2021092300795

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	120 PRADERA CT, FOLSOM, CA 95630-4932
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PRADERA CT, FOLSOM, CA 95630-4932

Mortgage

Document Number	3190000001528
Date	Mar 19, 2021
Book Page	20210319/1528

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	120 PRADERA CT, FOLSOM, CA 95630-4932
Document Number	1805230773
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 PRADERA CT FOLSOM CA 956304932, FOLSOM, CA 95630-4932

Mortgage

Document Number	1805230773
Date	May 23, 2018
Instrument	1805230773

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,719.00 (+1.3%)	$712,685 (+2%) Land $144,892 Building $567,793
2025	$7,620.00 (+2.1%)	$698,711 (+4.04%) Land $142,051 Building $556,660
2024	$7,463.00 (+1.8%)
2023	$7,331.00 (+1.48%)	$671,582 Land $136,536 Building $535,046
2022	$7,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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