109 Pradera Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 109 Pradera Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,804 sqft · built 1987
Lot Size	0.26 acres (11,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Aug 2026)
Tax Bill	$6,916 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0500-046-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0500-046-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,804 sqft Living Area
1st Floor Area	1,737 sqft
2nd Floor Area	592 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	11,315 sqft (0.26 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Pool Area	16,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 PRADERA CT
City	FOLSOM
State	CA
Zip	95630-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	RANCHO DIABLO 01, LOT 46
Legal Subdivision	RANCHO DIABLO 01
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1014
Census Tract	8402

Owner

Source: Sacramento County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 PRADERA CT, FOLSOM, CA 95630-4932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Apr 18, 2013 · Amount on Record
Deed Book / Page	20260803 / 798
Prior Transfer Date	May 28, 1997
Prior Transfer Doc	9706001011
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2026
Property Address	109 PRADERA CT, FOLSOM, CA 95630-4932
Document Number	2026000798
Book / Page	20260803 / 798
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PRADERA CT, FOLSOM, CA 95630-4932

Mortgage

Document Number	2026000799,
Date	Aug 3, 2026
Book Page	20260803/799

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 PRADERA CT, FOLSOM, CA 95630-4932
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PRADERA CT, FOLSOM, CA 95630-4932

Mortgage

Document Number	0000001150
Date	Mar 1, 2021
Instrument	202103011150

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 25, 2020
Property Address	109 PRADERA CT, FOLSOM, CA 95630-4932
Document Number	2003251015
Instrument Date	Mar 24, 2020
Instrument	2003251015
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 PRADERA CT FOLSOM CA 956304932, FOLSOM, CA 95630-4932

Mortgage

Document Number	2003251016
Date	Mar 25, 2020
Instrument	2003251016

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,853 (+2%) Land $138,157 Building $508,696
2025	$6,916.00 (+2.1%)	$634,171 (+4.04%) Land $135,449 Building $498,722
2024	$6,774.00 (+1.8%)
2023	$6,654.00 (+1.48%)	$609,548 Land $130,191 Building $479,357
2022	$6,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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