Shelby County property record for 120 Peytona Beach Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-00-042 |
| Primary APN | 091-00-042 |
|---|---|
| Alternative APN |
|
| Account Number | 0007308 |
|---|---|
| Street Address | 120 PEYTONA BEACH RD |
| City | WADDY |
| State | KY |
| Zip | 40076-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEYTONA BEACH ROAD |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40101 |
120 Peytona Beach Rd is owned and occupied by an individual who acquired it in September 2025.
Source: Shelby County records, as of February 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3512 NAKOMIS CT, LEXINGTON, KY 40517-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 24, 2025 | Intrafamily Transfer, Transfer |
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 00D743/794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 120 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1391/234 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | M1391/234 |
| Instrument | 566051 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Sep 24, 2025 |
| Property Address | 120 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Document Number | 00D743/794 |
| Book / Page | D743 / 794 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 566045 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3512 NAKOMIS CT, LEXINGTON, KY 40517-3821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 120 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0M1136/461 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | M1136/461 |
| Instrument | 455623 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 120 Peytona Beach Rd was $1,620 with a homeowner's exemption, up 45.9% from the year before.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 (+45.95%) Homeowner's exemption | $140,000 (-) | $140,000 (-) |
| 2024 | $1,110.00 (-1.33%) Homeowner's exemption | $140,000 (-) | $140,000 (-) |
| 2023 | $1,125.00 Homeowner's exemption | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Peytona Beach Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Peytona Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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