120 Pepperidge Pl, Sterling, VA 20164 Property Records

Loudoun County property record for 120 Pepperidge Pl, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,188 sqft · built 1979
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jun 2017)
Tax Bill	$5,009 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jul 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-27-4116-000`

Property Details

APN / Parcel Number

Primary APN	`023-27-4116-000`
Alternative APN	`95 A 4 207`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	288 sqft
Deck Area	Deck Area
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	120 PEPPERIDGE PL
City	STERLING
State	VA
Zip	20164-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST RIDGE SEC.4 LOT 207 876--1 912--1266 NM CH
Legal Subdivision	FOREST RIDGE
Legal Block	2
Legal Lot Number	207
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2017
Census Tract	611701

Owner

120 Pepperidge Pl is owned and occupied by two individuals who acquired it in May 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC
Jul 29, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance JFQ LENDING INC
Jul 20, 2020	Quit Claim Deed, Transfer INTERCOASTAL MTG
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jun 2, 2017	Grant Deed, Transfer · Conventional with PMI MVB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Deed Document Number	201733514
Last Transfer Date	May 20, 2021
Transfer Doc	0000081594
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081595
Date	Jul 29, 2021
Instrument	202107290081595

Lender

Name	JFQ LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jul 29, 2021
Property Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117
Document Number	202107290081594
Instrument Date	May 20, 2021
Instrument	202107290081594
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117

Mortgage

Document Number	0000081595
Date	Jul 29, 2021
Instrument	202107290081595

Lender

Name	JFQ LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 20, 2020
Property Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117
Document Number	20200720058248
Instrument Date	Jul 14, 2020
Instrument	58248
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEPPERIDGE PL STERLING VA 201642117, STERLING, VA 20164-2117

Mortgage

Document Number	20200720058249
Date	Jul 20, 2020
Instrument	58249

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117
Document Number	20171101068368
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171101068368
Date	Nov 1, 2017
Instrument	68368

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2032

Interest

Rate Type	Fixed Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 2, 2017
Property Address	120 PEPPERIDGE PL, STERLING, VA 20164-2117
Document Number	20170602033514
Instrument Date	Jun 1, 2017
Instrument	33514
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEPPERIDGE PL STERLING VA 201642117, STERLING, VA 20164-2117

Mortgage

Document Number	20170602033515
Date	Jun 2, 2017
Instrument	33515

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 120 Pepperidge Pl was $5,009.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,009.00	$622,240 Land $238,000 Building $384,240	$622,240 Land $238,000 Building $384,240
2023	$5,007.00	$572,270 Land $228,000 Building $344,270	$572,270 Land $228,000 Building $344,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Pepperidge Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Pepperidge Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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