118 Pepperidge Pl, Sterling, VA 20164 Property Records

Loudoun County property record for 118 Pepperidge Pl, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,590 sqft · built 1980
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$605,500 (Feb 2021)
Tax Bill	$5,723 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`023-27-4431-000`

Property Details

APN / Parcel Number

Primary APN	`023-27-4431-000`
Alternative APN	`95 A 4 208`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Pool Area	225 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	842 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	118 PEPPERIDGE PL
City	STERLING
State	VA
Zip	20164-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST RIDGE SEC.4 LOT 208 200805230031307 745--752
Legal Subdivision	FOREST RIDGE
Legal Block	2
Legal Lot Number	208
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2017
Census Tract	611701

Owner

118 Pepperidge Pl is owned and occupied by two individuals who bought it in February 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 PEPPERIDGE PL, STERLING, VA 20164-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NATIONAL ASSOCIATION
May 7, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Deed Document Number	202120977
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 22, 2021
Property Address	118 PEPPERIDGE PL, STERLING, VA 20164-2117
Document Number	202102220020977
Instrument Date	Feb 12, 2021
Instrument	202102220020977
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	HLZ TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PEPPERIDGE PL, STERLING, VA 20164-2117

Mortgage

Document Number	202102220020978
Date	Feb 22, 2021
Instrument	202102220020978

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	118 PEPPERIDGE PL, STERLING, VA 20164-2117
Document Number	20180612033283
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180612033283
Date	Jun 12, 2018
Instrument	33283

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 118 Pepperidge Pl was $5,723.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,723.00	$711,050 Land $235,600 Building $475,450	$711,050 Land $235,600 Building $475,450
2023	$5,431.00	$620,780 Land $225,600 Building $395,180	$620,780 Land $225,600 Building $395,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Pepperidge Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Pepperidge Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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