Richland County property record for 114 Peach Grove Cir, Elgin, SC 29045
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,915 sqft · built 2009 |
| Lot Size | 0.052 acres (2,266 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,500 (Sep 2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25782-01-20 |
| Primary APN | 25782-01-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,915 sqft Heated Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 1,915 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,266 sqft (0.052 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02032801 |
|---|---|
| Street Address | 114 PEACH GROVE CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7116 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RG-2 |
| Legal Description | UNT 16-1 #SU PEACH GROVE VILLAS PH2 #PR RB1569-1966 AMD1571-254 |
| Legal Subdivision | PEACH GROVE VILLAS |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11414 |
Source: Richland County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Sep 29, 2017 | Grant Deed, Transfer · VA Mortgage COMMUNITY FIRST NAT'L BK |
| May 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 202645080 |
| Deed Book / Page | 3164 / 3381 |
| Prior Transfer Date | Mar 28, 2017 |
| Prior Transfer Doc | 0022092430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 9, 2026 |
| Property Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 0000045080 |
| Book / Page | 3164 / 3381 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202645080 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,152.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 0000045081, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202645081 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 2511/1347 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116 |
| Document Number | 2511/1347 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 002511/001347 |
| Instrument | 36365 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 29, 2017 |
| Property Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 2248/0118 |
| Book / Page | 002248 / 000118 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 73507 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116 |
| Document Number | 2248/0123 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 002248/000123 |
| Instrument | 73508 |
| Name | COMMUNITY FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 24, 2017 |
| Property Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 2213/1425 |
| Book / Page | 002213 / 001425 |
| Instrument Date | May 9, 2017 |
| Instrument | 38399 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 464 HOLLY BERRY CIR BLYTHEWOOD SC 290168030, BLYTHEWOOD, SC 29016-8030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 9, 2017 |
| Property Address | 114 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 2209/2430 |
| Book / Page | 002209 / 002430 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 34276 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 464 HOLLY BERRY CIR BLYTHEWOOD SC 290168030, BLYTHEWOOD, SC 29016-8030 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2025 | $298,600 (-) Land $40,000 Building $258,600 |
| 2024 | $298,600 (+33.42%) Land $40,000 Building $258,600 |
| 2023 | $223,800 Land $40,000 Building $183,800 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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