120 Osage Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 120 Osage Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,678 sqft · built 1966
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Jun 2021)
Tax Bill	$17,694 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-00930-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-00930-0000-00013`
Alternative APNs	`1400457B00010` `140093000013`

Interior

Building Area	3,678 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Lot Area	15,377 sqft (0.353 acres)

Location & Zoning

Old Parcel Number	1400457B00010
Street Address	120 OSAGE RD
City	WAYNE
State	NJ
Zip	07470-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	930
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3016
Census Tract	246203

Owner

120 Osage Rd is owned and occupied by an individual who bought it in June 2021.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 9, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Jun 29, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Deed Document Number	202142419
Deed Book / Page	4070 / 110
Prior Transfer Date	Jan 9, 1998
Prior Transfer Doc	0000039561
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000032103
Date	Sep 23, 2025
Book Page	M19574/204
Instrument	2025032103

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000012325
Date	Apr 15, 2024
Book Page	M18877/125
Instrument	2024012325

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000017500
Date	May 30, 2023
Book Page	M18498/292
Instrument	2023017500

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000044178
Date	Sep 9, 2022
Book Page	M18176/200
Instrument	2022044178

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jun 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000019901
Date	Apr 6, 2022
Book Page	M17921/206
Instrument	2022019901

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 29, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 29, 2021
Property Address	120 OSAGE RD, WAYNE, NJ 07470-5926
Document Number	0000042419
Book / Page	D4070 / 110
Instrument Date	May 25, 2021
Instrument	2021042419
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 ALPINE ROAD, 43, WANDO, SC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000042420
Date	Jun 29, 2021
Instrument	2021042420

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 Osage Rd was $17,694, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (-) Land $101,200 Building $193,800	$295,000 (-) Land $101,200 Building $193,800
2025	$17,694.00 (+0.88%)	$295,000 Land $101,200 Building $193,800	$295,000 Land $101,200 Building $193,800
2024	$17,540.00
2023		$295,000 Land $101,200 Building $193,800	$295,000 Land $101,200 Building $193,800
2022	$16,679.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Osage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	413 (1978–2024)
Claims Outside the SFHA	22 of 413
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 97 claims Severe Storms And Flooding, Mar 2010 · 73 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Osage Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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