106 Osage Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 106 Osage Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 1984
Lot Size	0.825 acres (35,937 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2018)
Tax Bill	$13,525 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00930-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`14-00930-0000-00016`
Alternative APNs	`1400457B00005` `140093000016`

Interior

Building Area	2,214 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Lot Area	35,937 sqft (0.825 acres)

Location & Zoning

Old Parcel Number	1400457B00005
Street Address	106 OSAGE RD
City	WAYNE
State	NJ
Zip	07470-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	930
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3016
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	106 OSAGE RD, WAYNE, NJ 07470-5926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
May 1, 2018	Deed, Transfer · ARM VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Deed Document Number	201819263
Deed Book / Page	3298 / 24
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	106 OSAGE RD, WAYNE, NJ 07470-5926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050393
Date	Oct 6, 2020
Book Page	M16492/1
Instrument	2020050393

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 1, 2018
Property Address	106 OSAGE RD, WAYNE, NJ 07470-5926
Document Number	0000019263
Book / Page	D3298 / 0024
Instrument Date	Apr 24, 2018
Instrument	2018019263
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 OSAGE RD, WAYNE, NJ 07470-5926

Mortgage

Document Number	0000019264
Date	May 1, 2018
Instrument	2018019264

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	3-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,500 (-) Land $107,000 Building $118,500	$225,500 (-) Land $107,000 Building $118,500
2025	$13,525.00 (+0.87%)	$225,500 (-) Land $107,000 Building $118,500	$225,500 (-) Land $107,000 Building $118,500
2024	$13,408.00 (+5.17%)
2023		$225,500 Land $107,000 Building $118,500	$225,500 Land $107,000 Building $118,500
2022	$12,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	413 (1978–2024)
Claims Outside the SFHA	22 of 413
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 97 claims Severe Storms And Flooding, Mar 2010 · 73 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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