120 McSha Pl, Norman, OK 73072 Property Records

Cleveland County property record for 120 McSha Pl, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,995 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on File
Tax Bill	$3,777 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`NC29CAM#8 3 2001`

Property Details

APN / Parcel Number

Primary APN	`NC29CAM#8 3 2001`
Alternative APN	`88319`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,995 sqft Living Area
1st Floor Area	1,975 sqft
2nd Floor Area	314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	418 sqft
Porch	Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88319
Old Parcel Number	88319
Street Address	120 MCSHA PL
City	NORMAN
State	OK
Zip	73072-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE 8 LT 2 BLK 3
Legal Range	03W
Legal Township	09N
Legal Section	28
Legal Quarter	SE
Legal Subdivision	CAMBRIDGE 8
Legal Block	3
Legal Lot Number	2
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2013
Census Tract	201514

Owner

120 McSha Pl is owner-occupied and held in a trust since May 2016.

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	120 MCSHA PL, NORMAN, OK 73072-3863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2016
Transfer Doc	0000016116
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	120 MCSHA PL, NORMAN, OK 73072-3863
Document Number	0000017013
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	120 MCSHA PL NORMAN OK 730723863, NORMAN, OK 73072-3863

Mortgage

Document Number	0000017013
Date	Jun 2, 2020
Book Page	006064/000142
Instrument	17013

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74101-2864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 McSha Pl was $3,777 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,777.00 Homeowner's exemption	$32,474 Land $8,297 Building $24,177	$352,696 Land $90,121 Building $262,575
2023	$3,556.00 Homeowner's exemption	$30,610 Land $6,362 Building $24,248	$325,926 Land $67,741 Building $258,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 McSha Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 McSha Pl is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20