Cleveland County property record for 108 McSha Pl, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,480 sqft · built 1998 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (May 2019) |
| Tax Bill | $5,797 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | NC29CAM#9 1 1001 |
| Primary APN | NC29CAM#9 1 1001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 2,198 sqft |
| 2nd Floor Area | 577 sqft |
| Upper Floors Area | 110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Porch |
| Porch Area | 188 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 90832 |
|---|---|
| Old Parcel Number | 90832 |
| Street Address | 108 MCSHA PL |
| City | NORMAN |
| State | OK |
| Zip | 73072-3863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE 9 LT 1 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 28 |
| Legal Quarter | SE |
| Legal Subdivision | CAMBRIDGE 9 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 201514 |
108 McSha Pl is owned and occupied by two individuals who bought it in May 2019.
Source: Cleveland County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 MCSHA PL, NORMAN, OK 73072-3863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TINKER FCU |
| Jul 3, 2023 | Deed of Trust, Mortgage · Line of Credit OKLAHOMA FIDELITY BANK |
| May 31, 2019 | Warranty Deed, Construction Loan · Construction Mortgage VALLIANCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on File |
| Deed Sale | May 31, 2019 · Amount on File |
| Deed Document Number | R 2019 15980 |
| Deed Book / Page | 5926 / 1179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 108 MCSHA PL, NORMAN, OK 73072-3863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0R20256238 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 6775/1146 |
| Instrument | R 2025 6238 |
| Name | TINKER FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 108 MCSHA PL, NORMAN, OK 73072-3863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 MCSHA PL, NORMAN, OK 73072-3863 |
| Document Number | R202317697 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 6564/957 |
| Instrument | R 2023 17697 |
| Name | OKLAHOMA FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 22, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 31, 2019 |
| Property Address | 108 MCSHA PL, NORMAN, OK 73072-3863 |
| Document Number | 0000015980 |
| Book / Page | 005926 / 001179 |
| Instrument Date | May 20, 2019 |
| Instrument | 15980 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 24, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4825 BAKER ST NORMAN OK 730723859, NORMAN, OK 73072-3859 |
| Document Number | 15981 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 005926/001181 |
| Instrument | 15981 |
| Name | VALLIANCE BK |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73069 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 30, 2024 |
The 2025 property tax bill for 108 McSha Pl was $5,797.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,797.00 | $48,307 Land $9,344 Building $38,963 | $404,339 Land $78,212 Building $326,127 |
| 2023 | $5,272.00 | $43,910 Land $7,818 Building $36,092 | $384,166 Land $68,407 Building $315,759 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 McSha Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 McSha Pl is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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