120 Massasoit St, #2, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 120 Massasoit St, #2, Waltham, MA 02453

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 2,173 sqft · built 1987
Lot Size	0.323 acres (14,104 sqft)
Owner	Individual Name on File
Last Sale	$444,250 (Aug 2019)
Tax Bill	$6,260 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`182466`

Property Details

APN / Parcel Number

Primary APN	`182466`
Alternative APN	`WALT M:061 B:021 L:026A 002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,173 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	182466
Street Address	120 MASSASOIT ST, 2
City	WALTHAM
State	MA
Zip	02453-6046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	21
Legal Lot Number	26A 002
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	4
Census Block	4002
Census Tract	368800

Owner

120 Massasoit St, #2 is owned and occupied by an individual who bought it in August 2019.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	120 MASSASOIT ST, 2, WALTHAM, MA 02453-6046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 23, 2019	Condominium Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	2019126253
Deed Book / Page	73161 / 479
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	120 MASSASOIT ST # 2, 2, WALTHAM, MA 02453-6046
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081818-133
Date	Jul 27, 2023
Book Page	81818/133
Instrument	83033

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	120 MASSASOIT ST # 2, 2, WALTHAM, MA 02453-6046
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078529-90
Date	Aug 23, 2021
Book Page	78529/90
Instrument	188341

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	120 MASSASOIT ST # 2, 2, WALTHAM, MA 02453-6046
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78529-90
Date	Aug 23, 2021
Book Page	78529/90
Instrument	188341

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALTHAM MA
Recording Date	Aug 23, 2019
Property Address	120 MASSASOIT ST # 2, 2, WALTHAM, MA 02453-6046
Document Number	73161-479
Book / Page	073161 / 000479
Instrument Date	Aug 23, 2019
Instrument	126253
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MASSASOIT ST #2 WALTHAM MA 024536046, 2, WALTHAM, MA 02453-6046

Mortgage

Document Number	73161-481
Date	Aug 23, 2019
Book Page	073161/000481
Instrument	126254

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 120 Massasoit St, #2 was $6,260, up 24.6% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,260.00 (+24.58%)	$606,600 (+18.55%) Building $606,600
2025	$5,025.00 (+4.47%)	$511,700 (+2.55%) Building $511,700	$621,110 (+1.68%)
2024	$4,810.00 (-3.26%)	$499,000 (+3.57%) Building $499,000	$610,850
2023	$4,972.00	$481,800 Building $481,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Massasoit St, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 Massasoit St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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