Santa Cruz County property record for 120 Main St, Watsonville, CA 95076
| Property Type | Store with Apartments |
|---|---|
| Details | 22 bd · 7,200 sqft · built 1942 |
| Lot Size | 0.962 acres (41,905 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,965 (2025) |
| Flood Zone | Zone AH (high risk) |
| APN | 017-681-08 |
| Primary APN | 017-681-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 22 Beds |
|---|---|
| Building Area | 7,200 sqft Gross Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 41,905 sqft (0.962 acres) |
| Total Buildings | 2 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 49 UNION ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 110301 |
120 Main St, a commercial property, is owned by two individuals.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13801 HUTCHINGS CT, ROYAL OAKS, CA 95076-5333 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 120 Main St was $11,965.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $602,636 (+2%) Land $144,580 Building $458,056 | |
| 2025 | $11,965.00 | $590,820 Land $141,744 Building $449,076 |
| 2023 | $10,868.00 (+2.6%) | $567,876 Land $136,238 Building $431,638 |
| 2022 | $10,593.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 120 Main St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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