Champaign County property record for 120 Main St, Penfield, IL 61862
| Property Type | Commercial |
|---|---|
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $634 (2024) |
| Deeds & Mortgages | Feb 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-04-302-007 |
| Primary APN | 06-12-04-302-007 |
|---|
| Lot Area | 10,400 sqft (0.239 acres) |
|---|
| Street Address | 120 MAIN ST |
|---|---|
| City | PENFIELD |
| State | IL |
| Zip | 61862-8421 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 8, 9, 10, 11 BLOCK 2 PENFIELD - ORIGINAL TOWN |
| Legal Range | 14W |
| Legal Township | 21N |
| Legal Section | 04 |
| Legal Subdivision | PENFIELD - ORIGINAL TOWN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | COMPROMISE |
| Census Block Group | 4 |
| Census Block | 4145 |
| Census Tract | 10400 |
120 Main St, a commercial property, is owned by an individual.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 267, OGDEN, IL 61859-0267 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 120 MAIN ST, PENFIELD, IL 61862-8421 |
| Document Number | 0000018558 |
| Instrument Date | Feb 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Number | 0000018558 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 18558 |
| Name | DEBRA DONAHUE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 27, 2027 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Compromise Township |
| Secondary School District | Armstrong Township High School District 225 (09 - 12) |
| Elementary School District | Gifford Community Consolidated School District 188 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,510 Land $3,860 Building $5,650 | $28,530 Land $11,580 Building $16,950 | |
| 2024 | $634.00 | ||
| 2022 | $565.00 | $7,700 Land $3,130 Building $4,570 | $23,100 Land $9,390 Building $13,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENFIELD PWD serves 150 people · EPA ID IL0195100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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