Champaign County property record for 108 Main St, Penfield, IL 61862
| Property Type | Commercial |
|---|---|
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Dec 2017) |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-04-302-006 |
| Primary APN | 06-12-04-302-006 |
|---|
| Lot Area | 13,000 sqft (0.298 acres) |
|---|
| Street Address | 108 MAIN ST |
|---|---|
| City | PENFIELD |
| State | IL |
| Zip | 61862 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 1, 2, 3, 6, 7 BLOCK 2 PENFIELD - ORIGINAL TOWN |
| Legal Range | 14W |
| Legal Township | 21N |
| Legal Section | 04 |
| Legal Subdivision | PENFIELD - ORIGINAL TOWN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | COMPROMISE |
| Census Block Group | 4 |
| Census Block | 4145 |
| Census Tract | 10400 |
108 Main St, a commercial property, is owned by an individual who bought it in December 2017.
Source: Champaign County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2527 COUNTY ROAD 1200 E, THOMASBORO, IL 61878-9720 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on File |
| Deed Sale | Dec 6, 2017 · Amount on File |
| Prior Sale | Dec 15, 2016 · Amount on File |
| Deed Document Number | 201722812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Dec 6, 2017 |
| Property Address | 108 MAIN ST, PENFIELD, IL 61862 |
| Document Number | 0000022812 |
| Map Reference | MB A PG12 |
| Instrument Date | Nov 24, 2017 |
| Instrument | 2017R22812 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2527 COUNTY ROAD 1200 E, THOMASBORO, IL 61878-9720 |
| Document Number | 0000022813 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 2017R22813 |
| Name | THE GIFFORD STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Nov 24, 2022 |
| Rate | 5.25% |
|---|
The 2025 property tax bill for 108 Main St was $3,750, up 5.5% from the year before.
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Compromise Township |
| Secondary School District | Armstrong Township High School District 225 (09 - 12) |
| Elementary School District | Gifford Community Consolidated School District 188 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,750.00 (+5.49%) | $53,270 Land $4,820 Building $48,450 | $159,810 Land $14,460 Building $145,350 |
| 2024 | $3,555.00 | ||
| 2022 | $3,167.00 | $43,130 Land $3,910 Building $39,220 | $129,390 Land $11,730 Building $117,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENFIELD PWD serves 150 people · EPA ID IL0195100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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