Watauga County property record for 120 Locust Ln, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,952 sqft · built 1987 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,500 (May 2005) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1888-15-1125-000 |
| Primary APN | 1888-15-1125-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 177,725 sqft (4.08 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 600 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1534986 |
|---|---|
| Street Address | 120 LOCUST LN |
| City | BOONE |
| State | NC |
| Zip | 28607-7884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SR 1560 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 920900 |
120 Locust Ln is owned and occupied by two individuals who bought it in May 2005.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 LOCUST LN, BOONE, NC 28607-7884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2005 · Amount on File |
| Deed Sale | May 12, 2005 · Amount on File |
| Deed Document Number | 200562190 |
| Deed Book / Page | 1074 / 846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 120 LOCUST LN, BOONE, NC 28607-7884 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0022580769 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 2258/769 |
| Instrument | 717514 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 120 Locust Ln was $1,252.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,100 (-) Land $87,600 Building $221,500 | ||
| 2025 | $1,252.00 | $309,100 Land $87,600 Building $221,500 | |
| 2024 | $309,100 Land $87,600 Building $221,500 | ||
| 2023 | $309,100 Land $87,600 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Locust Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 21 (2004–2025) |
| Claims Outside the SFHA | 5 of 21 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Locust Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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