102 Locust Ln, Boone, NC 28607 Property Records

Watauga County property record for 102 Locust Ln, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$634,000 (May 2023)
Deeds & Mortgages	May 2023 Sale Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1888-15-3106-000`

Property Details

APN / Parcel Number

Primary APN	`1888-15-3106-000`
Alternative APNs	`1734747` `1858213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,017 sqft Living Area
1st Floor Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	812 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1858213
Street Address	102 LOCUST LN
City	BOONE
State	NC
Zip	28607-7884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SR 1560
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	3
Census Block	3021
Census Tract	920900

Owner

102 Locust Ln is owned by two individuals who bought it in May 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 SECRET GROVE LN, HOLLY SPRINGS, NC 27540-4470
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Nov 9, 2012 · Amount on File
Deed Document Number	2023731105
Deed Book / Page	2333 / 268
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 18, 2023
Property Address	102 LOCUST LN, BOONE, NC 28607-7884
Document Number	0023330268
Book / Page	2333 / 268
Map Reference	MB 10 PG 51
Instrument Date	May 18, 2023
Instrument	731105
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$1,268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 WITTENBURG SPRINGS DR, TAYLORSVILLE, NC 28681-6895

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 SECRET GROVE LN, HOLLY SPRINGS, NC 27540-4470

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	102 LOCUST LN, BOONE, NC 28607-7884
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LOCUST LN, BOONE, NC 28607-7884

Mortgage

Document Number	0022880595
Date	Jul 26, 2022
Book Page	2288/595
Instrument	722748

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	102 LOCUST LN, BOONE, NC 28607-7884
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022350741
Date	Nov 15, 2021
Book Page	2235/741
Instrument	713787

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	102 LOCUST LN, BOONE, NC 28607-7884
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021110800
Date	Aug 4, 2020
Book Page	2111/800
Instrument	693346

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$300,800 (-) Land $68,100 Building $232,700
2025	$300,800 Land $68,100 Building $232,700
2024		$300,800 Land $68,100 Building $232,700
2023	$300,800 Land $68,100 Building $232,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Locust Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	21 (2004–2025)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Locust Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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