Sonoma County property record for 120 Keppel Way, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,950 sqft · built 1989 |
| Lot Size | 0.173 acres (7,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jun 2021) |
| Tax Bill | $10,031 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-605-006-000 |
| Primary APN | 046-605-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,411 sqft |
| 1st Floor Area | 1,065 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,516 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 046-605-006 |
|---|---|
| Street Address | 120 KEPPEL WAY |
| City | COTATI |
| State | CA |
| Zip | 94931-5362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCO |
| Legal Description | LOT 6 |
| Legal Subdivision | QUAIL HOLLOW III |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 151203 |
120 Keppel Way is owned and occupied by two individuals who bought it in June 2021.
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 KEPPEL WAY, COTATI, CA 94931-5362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 21, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 19, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on File |
| Deed Sale | Jun 21, 2021 · Amount on File |
| Prior Sale | Sep 8, 2015 · Amount on File |
| Deed Document Number | 202172011 |
| Prior Transfer Date | May 21, 2004 |
| Prior Transfer Doc | 0000086083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 21, 2021 |
| Property Address | 120 KEPPEL WAY, COTATI, CA 94931-5362 |
| Document Number | 0000072011 |
| Map Reference | MB 428 PG 19&20 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021072011 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 120 KEPPEL WAY, COTATI, CA 94931-5362 |
| Document Number | 0000072012 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021072012 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 120 KEPPEL WAY, COTATI, CA 94931-5362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 120 KEPPEL WAY, COTATI, CA 94931-5362 |
| Document Number | 0000007923 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021007923 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 120 KEPPEL WAY, COTATI, CA 94931-5362 |
| Document Number | 0000016243 |
| Instrument Date | Feb 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 KEPPEL WAY COTATI CA 949315362, COTATI, CA 94931-5362 |
| Document Number | 0000016243 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 16243 |
| Name | THIRD FED'L S&L/PA |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 120 Keppel Way was $10,031.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,660 (+2%) Land $331,223 Building $524,437 | |
| 2025 | $10,031.00 | $838,883 Land $324,729 Building $514,154 |
| 2023 | $9,744.00 (+1.75%) | $806,310 Land $312,120 Building $494,190 |
| 2022 | $9,576.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 120 Keppel Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Keppel Way is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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