120 Grable Ln, Georgetown, KY 40324 Property Records

Scott County property record for 120 Grable Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,626 sqft · built 2019
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,000 (Feb 2026)
Tax Bill	$5,189 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`229-00-029.000`

Property Details

APN / Parcel Number

Primary APN	`229-00-029.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,626 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Street Address	120 GRABLE LN
City	GEORGETOWN
State	KY
Zip	40324-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRICK PIKE ESTATES
Legal Subdivision	CARRICK PIKE ESTATES
Legal Lot Number	21
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2007
Census Tract	40301

Owner

Source: Scott County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
May 13, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Feb 2, 2026	Deed, Transfer · Conventional Mortgage LOWER LLC
Dec 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	2026571483
Deed Book / Page	463 / 681
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1584/144
Date	Mar 1, 2021
Book Page	M1584/144
Instrument	429327

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1439/575
Date	May 13, 2019
Book Page	M1439/575
Instrument	400041

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 24, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1487/314
Date	Feb 3, 2020
Book Page	M1487/314
Instrument	411542

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100

Mortgage

Document Number	0M1762/837
Date	Nov 22, 2023
Book Page	M1762/837
Instrument	488049

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 2, 2026
Property Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Document Number	00D463/681
Book / Page	D463 / 681
Map Reference	CAB 10 SL 189
Instrument Date	Jan 30, 2026
Instrument	571483
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WALNUT CREEK DR, GEORGETOWN, KY 40324-8033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100

Mortgage

Document Number	0000571486
Date	Feb 2, 2026
Instrument	571486

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 17, 2018
Property Address	120 GRABLE LN, GEORGETOWN, KY 40324-7100
Document Number	D402/349
Book / Page	D402 / 349
Map Reference	CAB9 SL175
Instrument Date	Dec 14, 2018
Instrument	394838
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2017 NEWTOWN PIKE, 2017, GEORGETOWN, KY 40324-9658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BIRKDALE DR, GEORGETOWN, KY 40324-9016

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,189.00 (+0.33%)	$582,600 (+2.12%)	$582,600 (+2.12%)
2023	$5,172.00	$570,500 Land $115,000 Building $455,500	$570,500 Land $115,000 Building $455,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grable Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures