109 Grable Ln, Georgetown, KY 40324 Property Records

Scott County property record for 109 Grable Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,905 sqft · built 2020
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Sep 2013)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-00-093.000`

Property Details

APN / Parcel Number

Primary APN	`228-00-093.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,905 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	221,720 sqft (5.09 acres)

Location & Zoning

Street Address	109 GRABLE LN
City	GEORGETOWN
State	KY
Zip	40324-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRICK PIKE ESTATES
Legal Subdivision	CARRICK PIKE ESTATES
Legal Lot Number	3
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2007
Census Tract	40301

Owner

Source: Scott County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 GRABLE LN, GEORGETOWN, KY 40324-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2013 · Amount on Record
Deed Sale	Sep 16, 2013 · Amount on Record
Prior Sale	Apr 3, 2007 · Amount on Record
Deed Document Number	2013302893
Deed Book / Page	354 / 841
Last Transfer Date	Aug 5, 2019
Transfer Doc	00D407/781
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	109 GRABLE LN, GEORGETOWN, KY 40324-7100
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1505/836
Date	May 4, 2020
Book Page	M1505/836
Instrument	415729

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40504

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 29, 2021

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	109 GRABLE LN, GEORGETOWN, KY 40324-7100
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	HOME CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1573/723
Date	Jan 20, 2021
Book Page	M1573/723
Instrument	427070

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Aug 7, 2019
Property Address	109 GRABLE LN, GEORGETOWN, KY 40324-7100
Document Number	00D407/781
Book / Page	D407 / 781
Map Reference	CAB 9 SL 175
Instrument Date	Aug 5, 2019
Instrument	403183
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BIRKDALE DR, 103, GEORGETOWN, KY 40324-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 SEMINOLE TRL, GEORGETOWN, KY 40324-2663

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00 (+6.75%)	$479,200 (+8.66%)	$479,200 (+8.66%)
2023	$3,998.00	$441,000 Land $110,000 Building $331,000	$441,000 Land $110,000 Building $331,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grable Ln

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