120 Garrison Ave, Fortescue, NJ 08321 Property Records

Cumberland County and Downe Township property record for 120 Garrison Ave, Fortescue, NJ 08321

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1965
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Dec 2021)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`04-00066-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`04-00066-0000-00021`
Alternative APNs	`0400151000000011` `040006600021`

Interior

Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Old Parcel Number	0400151000000011
Street Address	120 GARRISON AVE
City	FORTESCUE
State	NJ
Zip	08321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	66
Legal Lot Number	21
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	DOWNE
Census Block Group	2
Census Block	2064
Census Tract	10302

Owner

120 Garrison Ave is owned by two individuals who bought it in December 2021.

Source: Cumberland County and Downe Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13314 HUNTERS COVE RD, GREENWOOD, DE 19950-5555
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed, Transfer MISC COMPANY
May 10, 2018	Grant Deed, Transfer DREAM HOME ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	2021636597
Deed Book / Page	4219 / 2004
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	2840000015
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Dec 2, 2021
Property Address	120 GARRISON AVE, FORTESCUE, NJ 08321
Document Number	0000636597
Book / Page	4219 / 2004
Instrument Date	Nov 22, 2021
Instrument	636597
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13314 HUNTERS COVE RD, GREENWOOD, DE 19950-5555

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	May 10, 2018
Property Address	120 GARRISON AVE, FORTESCUE, NJ 08321
Document Number	0000553786
Book / Page	004166 / 003966
Instrument Date	Apr 3, 2018
Instrument	553786
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	DREAM HOME ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	891 CLAYTON RD WILLIAMSTOWN NJ 080943531, WILLIAMSTOWN, NJ 08094-3531

Tax Assessment & Valuation

The 2025 property tax bill for 120 Garrison Ave was $3,590, up 10.3% from the year before.

Source: Cumberland County and Downe Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Downe Township
Unified School District	Downe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 (-) Land $60,000 Building $52,900	$112,900 (-) Land $60,000 Building $52,900
2025	$3,590.00 (+10.26%)	$112,900 Land $60,000 Building $52,900	$112,900 Land $60,000 Building $52,900
2024	$3,256.00
2023		$112,900 Land $60,000 Building $52,900	$112,900 Land $60,000 Building $52,900
2022	$2,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Garrison Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 policies
Nearby Flood Policies	98 in force
Nearby Flood Claims	392 (1978–2025)
Claims Outside the SFHA	21 of 392
Most Recent Claim	Oct 2025 · alluvial fan flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 124 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 21 claims Hurricane Gloria, Sep 1985 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Garrison Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW WATER SYSTEM private · serves 771 people · EPA ID NJ0604001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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