120 Forrest Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 120 Forrest Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1948
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on File
Last Sale	$287,446 (Apr 2026)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`000B011900`

Property Details

APN / Parcel Number

Primary APN	`000B011900`
Alternative APNs	`03-0821-16-2-32-02-0000` `R0336594` `B011900` `B01190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Frame/Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,240 sqft (0.143 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	20 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 FORREST AVE
City	LAUREL
State	MT
Zip	59044-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLMF
Legal Description	YELLOWSTONE SUBD (LAUREL), S16, T02 S, R24 E, BLOCK 4, LOT 1 - 3
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	YELLOWSTONE SUBD (LAUREL)
Legal Block	4
Legal Lot Number	1-3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	4
Census Block	4012
Census Tract	1901

Owner

120 Forrest Ave is owned and occupied by an individual who bought it in April 2026.

Source: Yellowstone County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	120 FORREST AVE, LAUREL, MT 59044-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Sep 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Oct 8, 2014 · Amount on File
Deed Document Number	20264130038
Prior Transfer Date	Aug 17, 2010
Prior Transfer Doc	0003559727
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 3, 2026
Property Address	120 FORREST AVE, LAUREL, MT 59044-3215
Document Number	0004130038
Instrument Date	Mar 31, 2026
Instrument	20264130038
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FORREST AVE, LAUREL, MT 59044-3215

Mortgage

Document Number	0004130039,
Date	Apr 3, 2026
Instrument	20264130039

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	120 FORREST AVE, LAUREL, MT 59044-3215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003895054
Date	Sep 3, 2019
Instrument	3895054

Lender

Name	STEARNS BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 120 Forrest Ave was $1,440, down 18.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,000 (-) Land $54,348 Building $153,652	$208,000 (-) Land $54,348 Building $153,652
2025	$1,440.00 (-18.23%)	$208,000 Land $54,348 Building $153,652	$208,000 Land $54,348 Building $153,652
2024	$1,761.00 (+25.43%)
2023	$1,404.00	$176,400	$176,400 Land $35,267 Building $141,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Forrest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Forrest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T, TCT Internet, Verizon.

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