120 Flanders Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 120 Flanders Rd, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,488 sqft · built 1955
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Dec 1998)
Tax Bill	$8,001 (2026)
Deeds & Mortgages	Apr 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`ELYM M:021.1 B:00058 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:021.1 B:00058 L:00000`
Alternative APN	`6767`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	4,156 sqft
1st Floor Area	1,488 sqft
Basement Area	1,264 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6767
Street Address	120 FLANDERS RD
City	NIANTIC
State	CT
Zip	06357-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	58
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1017
Census Tract	870701

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 FLANDERS RD, NIANTIC, CT 06357-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SCIENT FEDERAL CREDIT UNION
May 15, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SCIENT FEDERAL CREDIT UNION
Dec 31, 2020	Deed of Trust, Mortgage · Balloon Mortgage SCIENT FEDERAL CREDIT UNION
Apr 27, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1998 · Amount on Record
Deed Sale	Dec 21, 1998 · Amount on Record
Deed Book / Page	467 / 613
Last Transfer Date	Mar 26, 2020
Transfer Doc	1028-724
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	120 FLANDERS RD, NIANTIC, CT 06357-1527
Transaction Type	Mortgage
Record Updated	Jul 30, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001121-262
Date	Apr 23, 2025
Book Page	1121/262
Instrument	842

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	120 FLANDERS RD, NIANTIC, CT 06357-1527
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001096-169
Date	May 15, 2023
Book Page	1096/169
Instrument	898

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	120 FLANDERS RD, NIANTIC, CT 06357-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1046-186
Date	Dec 31, 2020
Book Page	1046/186
Instrument	3931

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST LYME CT
Recording Date	Apr 27, 2020
Property Address	120 FLANDERS RD, NIANTIC, CT 06357-1527
Document Number	1028-724
Book / Page	001028 / 000724
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FLANDERS RD NIANTIC CT 063571527, NIANTIC, CT 06357-1527

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,001.00 (+4.48%)	$276,360 (+1.08%) Land $126,280 Building $150,080	$492,263 (+157.2%)
2025	$7,658.00	$273,420 (-) Land $126,280 Building $147,140	$191,394 Land $88,396 Building $102,998
2024	$7,658.00 (+12.57%)
2023	$6,803.00 (+4.37%)	$273,420 (-) Land $126,280 Building $147,140
2022	$6,518.00	$273,420 Land $126,280 Building $147,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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