East Lyme Town property record for 109 Flanders Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,218 (Aug 2021) |
| Tax Bill | $4,319 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:021.1 B:00045 L:00000 |
| Primary APN | ELYM M:021.1 B:00045 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,764 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6842 |
|---|---|
| Street Address | 109 FLANDERS RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 45 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:021.1 B:00045 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 FLANDERS RD, NIANTIC, CT 06357-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LIBERTY BANK |
| Aug 11, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HABITAT FOR HUMANITY |
| Apr 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK |
| Jun 24, 2019 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2008 · Amount on Record |
| Deed Document Number | 20212762 |
| Deed Book / Page | 1063 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 109 FLANDERS RD, NIANTIC, CT 06357-1528 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001063-115 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 1063/115 |
| Instrument | 2766 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Aug 11, 2021 |
| Property Address | 109 FLANDERS RD, NIANTIC, CT 06357-1528 |
| Document Number | 0001063-94 |
| Book / Page | 1063 / 94 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2762 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 FLANDERS RD, EAST LYME, CT 06333 |
| Document Number | 0000002763 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2763 |
| Name | HABITAT FOR HUMANITY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001063-105 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 1063/105 |
| Instrument | 2764 |
| Name | HABITAT FOR HUMANITY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 109 FLANDERS RD, NIANTIC, CT 06357-1528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1028-273 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 1028/273 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 109 FLANDERS RD, NIANTIC, CT 06357-1528 |
| Document Number | 1013-524 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 FLANDERS RD NIANTIC CT 06357, NIANTIC, CT 06357 |
| Document Number | 1013-524 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 001013/000524 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,319.00 | $154,210 (-) Land $45,990 Building $108,220 | $107,947 Land $32,193 Building $75,754 |
| 2024 | $4,319.00 (+2,858.22%) | ||
| 2023 | $154,210 (-) Land $45,990 Building $108,220 | ||
| 2022 | $154,210 Land $45,990 Building $108,220 | ||
| 2017 | $146.00 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 4% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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