120 Emerald St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 120 Emerald St, Keene, NH 03431

Property Summary

Property Type	Apartments (5+ Units)
Details	56,873 sqft · built 2012
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on File
Last Sale	$3,800,000 (Jul 2024)
Tax Bill	$169,011 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:584 L:70`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:584 L:70`
Alternative APN	`584070000000000`

Interior

Units	38 Units
Stories	4 Stories
Building Area	56,873 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	584070000000000
Street Address	120 EMERALD ST
City	KEENE
State	NH
Zip	03431-3678
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	DT-G
Legal Lot Number	70
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2011
Census Tract	971403

Owner

Source: Cheshire County and Keene City records · APN KEEN M:584 L:70

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 AVON MEADOW LN, STE12, AVON, CT 06001-3731
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Deed Document Number	20244786
Deed Book / Page	3282 / 1209
Record Updated	Jun 08, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jul 23, 2024
Property Address	120 EMERALD ST, KEENE, NH 03431-3678
Document Number	03282-1209
Book / Page	3282 / 1209
Instrument Date	Jul 22, 2024
Instrument	2404786
Transaction Type	Transfer
Record Updated	Dec 08, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 AVON MEADOW LN # STE12, STE12, AVON, CT 06001-3731

Mortgage

Document Number	0002404787
Date	Jul 23, 2024
Instrument	2404787

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$169,011.00 (+3.93%)	$4,917,400 (-) Land $634,200 Building $4,283,200
2024	$162,618.00 (+3.7%)	$4,917,400 (-) Land $634,200 Building $4,283,200
2023	$156,816.00 (+2.77%)	$4,917,400 (-) Land $634,200 Building $4,283,200
2022	$152,587.00	$4,917,400 Land $634,200 Building $4,283,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KEENE WATER DEPT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.