120 Echo Dr, Laurel Park (Hendersonville), NC 28739 Property Records

Henderson County property record for 120 Echo Dr, Laurel Park, NC 28739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 1970
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2022)
Tax Bill	$2,992 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9558653766`

Property Details

APN / Parcel Number

Primary APN	`9558653766`
Alternative APNs	`0111945` `111945`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,908 sqft Heated Area
1st Floor Area	1,476 sqft
Basement Area	847 sqft
Finished Basement	432 sqft
Unfinished Basement	415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	308 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	111945
Street Address	120 ECHO DR
City	HENDERSONVILLE
State	NC
Zip	28739-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	111945~R-2
Legal Description	ECHO MOUNTAIN LO1 SE1 BL1 PLB-184
Legal Subdivision	ECHO MOUNTAIN SEC 2 (0394)
Legal Block	65
Legal Lot Number	3766
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1058
Census Tract	931700

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 ECHO DR, HENDERSONVILLE, NC 28739-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 20, 2020	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG
Sep 12, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	2022987383
Deed Book / Page	3969 / 38
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 30, 2022
Property Address	120 ECHO DR, LAUREL PARK, NC 28739-8911
Document Number	0039690038
Book / Page	3969 / 38
Map Reference	CAB B SL 184
Instrument Date	Sep 27, 2022
Instrument	987383
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 MOURNING DOVE LN, SIGNAL MOUNTAIN, TN 37377-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ECHO DR, HENDERSONVILLE, NC 28739-8911

Mortgage

Document Number	0000987384
Date	Sep 30, 2022
Instrument	987384

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 20, 2020
Property Address	120 ECHO DR, HENDERSONVILLE, NC 28739-8911
Document Number	0034940032
Book / Page	003494 / 000032
Instrument Date	May 19, 2020
Instrument	925198
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 ECHO DR HENDERSONVILLE NC 287398911, HENDERSONVILLE, NC 28739-8911

Mortgage

Document Number	34940035
Date	May 20, 2020
Book Page	003494/000035
Instrument	925199

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 12, 2017
Property Address	120 ECHO DR, HENDERSONVILLE, NC 28739-8911
Document Number	0031020382
Book / Page	3102 / 382
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ECHO DR, LAUREL PARK, NC 28739-8911

Mortgage

Document Number	0031020385
Date	Sep 12, 2017
Book Page	3102/385

Lender

Name	ATLANTIC BAY MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Laurel Park Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,300 (-) Land $72,700 Building $289,600
2025	$2,992.00
2023		$362,300 Land $72,700 Building $289,600	$362,300 Land $72,700 Building $289,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	19 (2009–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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