105 Echo Dr, Laurel Park (Hendersonville), NC 28739 Property Records

Henderson County property record for 105 Echo Dr, Laurel Park, NC 28739

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1978
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Tax Bill$2,167 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN9558651655

Property Details

APN / Parcel Number

Primary APN9558651655
Alternative APNs
  • 0100808
  • 100808

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,404 sqft Heated Area
1st Floor Area1,404 sqft
Basement Area1,404 sqft
Unfinished Basement1,404 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage Area648 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSteam

Location & Zoning

Account Number100808
Street Address105 ECHO DR
CityHENDERSONVILLE
StateNC
Zip28739-8911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100808~R-2
Legal DescriptionECHO MOUNTAIN LO12 SE1 BL3 PLA-212A
Legal SubdivisionECHO MOUNTAIN SEC 2 (0394)
Legal Block65
Legal Lot Number1655
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group1
Census Block1063
Census Tract931700

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 ECHO DR, HENDERSONVILLE, NC 28739-8911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address105 ECHO DR, LAUREL PARK, NC 28739-8911
Transaction TypeMortgage
Record UpdatedJul 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 ECHO DR, HENDERSONVILLE, NC 28739-8911

Mortgage

Document Number0040570265
DateJun 20, 2023
Book Page4057/265
Instrument1000999600
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressHENDERSONVILLE, NC 28792
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 5, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityLaurel Park Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,400 (-) Land $53,800 Building $208,600
2025$2,167.00
2023$262,400 Land $53,800 Building $208,600$262,400 Land $53,800 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 individual policies
Nearby Flood Policies30 units insured
incl. 16 condo units
Nearby Flood Claims19 (2009–2024)
Claims Outside the SFHA12 of 19
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLETCHER ACADEMY INC
private · serves 790 people · EPA ID NC0145113
Water SourceGroundwater
Last State InspectionMay 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Dr

Nearby Streets

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