Madison County property record for 120 Earlene Ct, Richmond, KY 40475 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,155 sqft |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2021) |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0035-0012 |
| Primary APN | R009-0035-0012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,155 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 47661 |
|---|---|
| Street Address | 120 EARLENE CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWERY HEIGHTS PT LOT 37 |
| Legal Subdivision | LOWERY HEIGHTS |
| Legal Lot Number | 37 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10301 |
Source: Madison County records · APN R009-0035-0012
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 120 EARLENE CT, RICHMOND, KY 40475-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| May 18, 2021 | Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 2014037287 |
| Deed Book / Page | D805 / 356 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 120 EARLENE CT, RICHMOND, KY 40475-1704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0M2122/313 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | M2122/313 |
| Instrument | 2014070454 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 18, 2021 |
| Property Address | 120 EARLENE CT, RICHMOND, KY 40475-1704 |
| Document Number | D805/356 |
| Book / Page | D805 / 356 |
| Map Reference | MB 1 PG 100 |
| Instrument Date | May 07, 2021 |
| Instrument | 2014037287 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 ANDERSON CT, 120, RICHMOND, KY 40475-3200 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 120 EARLENE CT, RICHMOND, KY 40475-1704 |
| Investor | Possibly a Property Investor |
| Document Number | 2014037288 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2014037288 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 (+141.16%) Homeowner's exemption | $120,000 (+6%) | $120,000 (+6%) |
| 2023 | $277.00 (-62%) Homeowner's exemption | $75,000 (-) | $75,000 (-) |
| 2022 | $729.00 | $75,000 | $75,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures