108 Earlene Ct, Richmond, KY 40475 Property Records

Madison County property record for 108 Earlene Ct, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	796 sqft
Owner	Individual Name on File
Last Sale	$62,000 (Aug 2018)
Tax Bill	$933 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009-0035-0009`

Property Details

APN / Parcel Number

Primary APN	`R009-0035-0009`
Alternative APNs	`105430` `142747` `72921`

Interior

Stories	1 Story
Building Area	796 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl

Location & Zoning

Account Number	72921
Street Address	108 EARLENE CT
City	RICHMOND
State	KY
Zip	40475-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWERY HEIGHTS PT LOT 39 & 40
Legal Subdivision	LOWERY HEIGHTS
Legal Lot Number	39,40
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10301

Owner

Source: Madison County records · APN R009-0035-0009

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 EARLENE CT, RICHMOND, KY 40475-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Jul 14, 2009 · Amount on Record
Deed Document Number	2013980457
Deed Book / Page	D00763 / 447
Record Updated	Jun 08, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 17, 2018
Property Address	108 EARLENE CT, RICHMOND, KY 40475-1704
Document Number	D00763/447
Book / Page	D00763 / 447
Map Reference	MB1 PG100
Instrument Date	Aug 07, 2018
Instrument	2013980457
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 EARLENE CT, 108, RICHMOND, KY 40475-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 EARLENE CT, RICHMOND, KY 40475-1704

Mortgage

Document Number	2013980458
Date	Aug 17, 2018
Instrument	2013980458

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+55.24%) Additional exemption filed	$99,000 (+59.68%)	$99,000 (+59.68%)
2023	$601.00 (-0.33%)	$62,000 (-)	$62,000 (-)
2022	$603.00	$62,000	$62,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.