120 E Sandusky St, Findlay, OH 45840 Property Records

Hancock County property record for 120 E Sandusky St, Findlay, OH 45840

Property Summary

Property Type	Commercial
Details	1,470 sqft · built 2003
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jul 1994)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`1011-183-14-015.000`

Property Details

APN / Parcel Number

Primary APN	`1011-183-14-015.000`
Alternative APN	`570000211130`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Units	8 Units
Stories	5 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	3,114 sqft
Flooring	Tile
Interior Walls	Paneling
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 E SANDUSKY ST
City	FINDLAY
State	OH
Zip	45840-4902
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FINDLAY ADD LOT 98 S1/2
Legal Subdivision	FINDLAY ADD
Legal Lot Number	98
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	116 E SANDUSKY ST, FINDLAY, OH 45840-4902
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Feb 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1994 · Amount on Record
Deed Sale	Jul 22, 1994 · Amount on Record
Prior Sale	Apr 12, 1983
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	120 E SANDUSKY ST, FINDLAY, OH 45840-4902
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02598/1275
Date	Sep 30, 2022
Book Page	2598/1275
Instrument	202200008902

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 1, 2018
Property Address	120 E SANDUSKY ST, FINDLAY, OH 45840-4902
Document Number	02532/2582
Book / Page	2532 / 2582
Instrument Date	Jan 25, 2018
Instrument	201800000863
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E SANDUSKY ST, FINDLAY, OH 45840-4902

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,759.00 (+12.98%)	$69,430 (+17.12%) Land $13,040 Building $56,390	$198,370 (+17.12%) Land $37,250 Building $161,120
2023	$3,327.00	$59,280 Land $11,340 Building $47,940
2022			$169,380 Land $32,400 Building $136,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	308 (1981–2017)
Claims Outside the SFHA	7 of 308
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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