120 E Prospect St, Hawthorne, NJ 07506 Property Records

Passaic County and Hawthorne Borough property record for 120 E Prospect St, Hawthorne, NJ 07506

Property Summary

Property Type	Vacant Land
Lot Size	0.79 acres (34,429 sqft)
Owner	Individual Name on File
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00087-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00087-0000-00001`
Alternative APN	`040008700001`

Exterior

Lot Area	34,429 sqft (0.79 acres)
Lot Width	175 ft Width

Location & Zoning

Street Address	120 E PROSPECT ST
City	HAWTHORNE
State	NJ
Zip	07506-3539
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-2
Legal Block	87
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	HAWTHORNE
Census Block Group	2
Census Block	2010
Census Tract	143402

Owner

120 E Prospect St, vacant land, is owned by an individual who acquired it in September 2016.

Source: Passaic County and Hawthorne Borough records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	125 E PROSPECT ST, HAWTHORNE, NJ 07506-3540
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016
Deed Sale	Sep 30, 2016
Deed Document Number	201648151
Deed Book / Page	2908 / 201
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	120 E PROSPECT ST, HAWTHORNE, NJ 07506-3539
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	TOP TITLE SERVICES LLC, TOPNOTCH TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E PROSPECT ST, HAWTHORNE, NJ 07506-3540

Mortgage

Document Number	0000042371
Date	Dec 15, 2025
Book Page	M19704/40
Instrument	2025042371

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Prospect St was $1,207, up 3.3% from the year before.

Source: Passaic County and Hawthorne Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Hawthorne Borough
Unified School District	Hawthorne Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,400 (-) Land $38,400	$38,400 (-) Land $38,400
2025	$1,207.00 (+3.34%)	$38,400 Land $38,400	$38,400 Land $38,400
2024	$1,168.00
2023		$38,400 Land $38,400	$38,400 Land $38,400
2022	$1,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAWTHORNE WATER DEPARTMENT serves 19,458 people · EPA ID NJ1604001
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Source contamination not addressed resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20