55 E Prospect St, Hawthorne, NJ 07506 Property Records

Passaic County and Hawthorne Borough property record for 55 E Prospect St, Hawthorne, NJ 07506

Property Summary

Property TypeSingle Family Home
Details1,614 sqft · built 1958
Lot Size0.293 acres (12,741 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (May 2024)
Tax Bill$11,337 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00080-0000-00012

Property Details

APN / Parcel Number

Primary APN04-00080-0000-00012
Alternative APN
  • 040008000012

Interior

Stories1 Story
Building Area1,614 sqft Living Area
1st Floor Area1,614 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area12,741 sqft (0.293 acres)
Lot Dimensions98 ft deep x 130 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address55 E PROSPECT ST
CityHAWTHORNE
StateNJ
Zip07506-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionHAWTHORNE LAND CO
Legal Block80
Legal Lot Number12
JurisdictionPASSAIC NJ
Township / Civil DivisionHAWTHORNE
Census Block Group3
Census Block3001
Census Tract143402

Owner

55 E Prospect St is owned and occupied by an individual who bought it in May 2024.

Source: Passaic County and Hawthorne Borough records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address55 E PROSPECT ST, HAWTHORNE, NJ 07506-3531
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2024 · Amount on File
Deed SaleMay 2, 2024 · Amount on File
Prior SaleSep 11, 2007 · Amount on File
Deed Document Number202414174
Deed Book / Page4703 / 20
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address55 E PROSPECT ST, HAWTHORNE, NJ 07506-3531
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E PROSPECT ST, HAWTHORNE, NJ 07506-3531

Mortgage

Document Number0000005954
DateFeb 13, 2026
Book PageM19801/252
Instrument2026005954
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 55 E Prospect St was $11,337, up 3.4% from the year before.

Source: Passaic County and Hawthorne Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityHawthorne Borough
Unified School DistrictHawthorne Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,600 (-) Land $151,700 Building $208,900$360,600 (-) Land $151,700 Building $208,900
2025$11,337.00 (+3.35%)$360,600 Land $151,700 Building $208,900$360,600 Land $151,700 Building $208,900
2024$10,969.00
2023$360,600 Land $151,700 Building $208,900$360,600 Land $151,700 Building $208,900
2022$10,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 E Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAWTHORNE WATER DEPARTMENT
serves 19,458 people · EPA ID NJ1604001
Water SourceGroundwater
Last State InspectionJun 2021
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualitySource contamination not addressed
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: T-Mobile.

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