120 E Main St, Denver, IA 50622 Property Records

Bremer County property record for 120 E Main St, Denver, IA 50622

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,248 sqft · built 1915
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Oct 2022)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-354-021`

Property Details

APN / Parcel Number

Primary APN	`10-24-354-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,248 sqft Total Area
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Finished Basement	150 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	190 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	132 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	120 E MAIN ST
City	DENVER
State	IA
Zip	50622-7700
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	24-91-13 A P SW SW LOT 15 EX N STRIP
Legal Range	13W
Legal Township	91N
Legal Section	24
Legal Subdivision	AP SW SW SEC 24 - DENVER
Legal Block	91
Legal Lot Number	15
Jurisdiction	BREMER IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1033
Census Tract	4600

Owner

Source: Bremer County records · APN 10-24-354-021

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 E MAIN ST, DENVER, IA 50622-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Prior Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	20223664
Prior Transfer Date	Feb 02, 2005
Prior Transfer Doc	20050559
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Oct 03, 2022
Property Address	120 E MAIN ST, DENVER, IA 50622-7700
Document Number	0020223664
Map Reference	MB A PG 58
Instrument Date	Sep 29, 2022
Instrument	20223664
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 E MAIN ST, DENVER, IA 50622-7700

Mortgage

Document Number	0020223665
Date	Oct 03, 2022
Instrument	20223665

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Denver City
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00 Homeowner's exemption	$174,280 (+13.08%) Land $23,810 Building $150,470	$174,280 (+13.08%) Land $23,810 Building $150,470
2024	$2,784.00 (+27.94%)
2023		$154,120 Land $21,980 Building $132,140	$154,120 Land $21,980 Building $132,140
2022	$2,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1979–2008)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Apr 2008 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 145 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DENVER WATER SUPPLY serves 1,919 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.