Bremer County property record for 115 E Main St, Denver, IA 50622
| Property Type | Office Building |
|---|---|
| Details | 1,427 sqft · built 1957 |
| Lot Size | 0.035 acres (1,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Mar 2025) |
| Tax Bill | $746 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-357-009 |
| Primary APN | 10-24-357-009 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,427 sqft Gross Area |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 680 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Concrete Block |
| Roof Material | Urethane Foam |
| Lot Area | 1,525 sqft (0.035 acres) |
| Lot Dimensions | 70 ft deep x 22 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 115 E MAIN ST |
|---|---|
| City | DENVER |
| State | IA |
| Zip | 50622-9612 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 24-91-13 ORIGINAL W 1/3 LOT 5 BLK 11 EX S 52' 4" |
| Legal Range | 13W |
| Legal Township | 91N |
| Legal Section | 24 |
| Legal Subdivision | DENVER (ORIGINAL TOWN) |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 4600 |
Source: Bremer County records · APN 10-24-357-009
Assessment roll updated September 18, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 E MAIN ST, DENVER, IA 50622-9612 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DENVER SAVINGS BANK |
| Jun 06, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DENVER SAVINGS BANK |
| Jan 03, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DENVER SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2025 · Amount on Record |
| Deed Sale | Mar 07, 2025 · Amount on Record |
| Deed Document Number | 2025734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 115 E MAIN ST, DENVER, IA 50622-9612 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020223880 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 20223880 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 115 E MAIN ST, DENVER, IA 50622-9612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020222048 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 20222048 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 115 E MAIN ST, DENVER, IA 50622-9612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | TITLE SERVICES, INC., TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0020220036 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 20220036 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Denver City |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $746.00 (-6.05%) | $109,260 (+140.66%) Land $4,880 Building $104,380 | $109,260 (+140.66%) Land $4,880 Building $104,380 |
| 2023 | $45,400 Land $3,260 Building $42,140 | $45,400 Land $3,260 Building $42,140 | |
| 2022 | $794.00 |
Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1979–2008) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 145 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DENVER WATER SUPPLY serves 1,919 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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