120 E Lake St, McCall, ID 83638 Property Records

Valley County property record for 120 E Lake St, McCall, ID 83638

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,700 sqft · built 1950
Lot Size	0.155 acres (6,747 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,959 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`RPM0329001013A`

Property Details

APN / Parcel Number

Primary APN	`RPM0329001013A`
Alternative APN	`RPM0329001013C`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	992 sqft
Finished Basement	992 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Roof Type	Gable
Roof Material	Metal
Lot Area	6,747 sqft (0.155 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	RPM0329001013A
Street Address	120 E LAKE ST
City	MCCALL
State	ID
Zip	83638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS-MAYFIELD ADDITION TAX #505 IN LOTS 12 & 13 BLOCK 1
Legal Subdivision	WILLIAMS-MAYFIELD ADDITION
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	VALLEY ID

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5299 N LAKEMONT LN, GARDEN CITY, ID 83714-1773
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Oct 8, 2020	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 16, 2023
Transfer Doc	0000455552
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	120 E LAKE ST, MCCALL, ID 83638
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5299 N LAKEMONT LN, BOISE, ID 83714-1773

Mortgage

Document Number	0000454525
Date	Dec 6, 2022
Instrument	454525

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VALLEY ID
Recording Date	Oct 8, 2020
Property Address	120 E LAKE ST, MCCALL, ID 83638
Document Number	433303
Instrument Date	Oct 8, 2020
Instrument	433303
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5299 N LAKEMONT LN, BOISE, ID 83714-1773

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Municipality	McCall City
Unified School District	McCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,150,518 (+44.4%) Land $240,875 Building $909,643	$1,150,518 (+44.4%) Land $240,875 Building $909,643
2025	$3,959.00 (+6.57%)
2023	$3,715.00 (+8.82%)	$796,744 Land $271,139 Building $525,605	$796,744 Land $271,139 Building $525,605
2022	$3,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCALL serves 4,423 people · EPA ID ID4430033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023
Treatment and Procedure	Lead public education Mar 2024
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Ziply Fiber.

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