118 E Lake St, McCall, ID 83638 Property Records

Valley County property record for 118 E Lake St, McCall, ID 83638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1978
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jul 2020)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPM03290010110`

Property Details

APN / Parcel Number

Primary APN	`RPM03290010110`
Alternative APN	`746606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Roof Type	Gable
Roof Material	Metal
Lot Area	6,403 sqft (0.147 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	118 E LAKE ST
City	MCCALL
State	ID
Zip	83638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS-MAYFIELD ADDITION LOT 11 BLOCK 1
Legal Subdivision	WILLIAMS-MAYFIELD ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	VALLEY ID
Township / Civil Division	MCCALL
Census Block Group	1
Census Block	1002
Census Tract	970301

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5460 E FELLY RIM CT, BOISE, ID 83716-5012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	2020430636
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	118 E LAKE ST, MCCALL, ID 83638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	435321
Date	Dec 7, 2020
Instrument	435321

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Jul 28, 2020
Property Address	118 E LAKE ST, MCCALL, ID 83638
Document Number	430636
Instrument Date	Jul 24, 2020
Instrument	430636
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMERITITLE CASCADE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 E FELLY RIM CT, BOISE, ID 83716-5012

Mortgage

Document Number	430637
Date	Jul 28, 2020
Instrument	430637

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Municipality	McCall City
Unified School District	McCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,438 (+11.65%) Land $239,618 Building $486,820	$726,438 (+11.65%) Land $239,618 Building $486,820
2025	$3,104.00 (+6.05%)	$650,656 (+3.83%) Land $247,431 Building $403,225	$650,656 (+3.83%) Land $247,431 Building $403,225
2023	$2,927.00 (+8.97%)	$626,650 Land $252,640 Building $374,010	$626,650 Land $252,640 Building $374,010
2022	$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCALL serves 4,423 people · EPA ID ID4430033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023
Treatment and Procedure	Lead public education Mar 2024
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Ziply Fiber.

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